I will be homeless soon :*(

 Last December, I was a happy girl attending Empire Beauty School.  It was my dream and even though how I got to achieve that dream was through misfortune (a car accident settlement), it still made me happy to know that I didn't have to go to a four year school and pay 20K plus to major in a vague subject. Unfortunately, I had to give up my dreams of becoming a stylist due to the financial burden (the school wanted $500.00 a month!).

Then, the credit card offers came into play. Having never been taught budgeting or money management and being unemployed, I was prey for the creditors. I applied with every offer I got and was approved for 7 cards. Not having guidence, I racked up over $3,000.00 in debt! I know now that the purpose of having credit is for the rewards and simplicity of not carrying cash. I also know now what a FICO Score is and how to screw one up in no time at all. Now I believe that credit cards are only good when you have the money amount you're spending.

Next in line is hospital bills! I have no medical insurance and no way to get some. My charity care just ran out and I owe the local hospital $1,000.00!

I am in collections all over the place. I'm trying extremely hard to get a job, but I haven't had any luck thus far.I already went to 6 interviews and I can't even afford to look the part. I have no license or car, no friends, no local family, and I'm giving up on life.  I feel like I'm slowly sinking into homelessness. My depression grows each day and I often wish I were dead. It sounds dumb, but money really does make the world go round! I can't pay my rent and utilities and I'm not eligible for a loan. I'm too poor to get help but not poor enough yet to be in a national geographic style ad. I'm trying to sell my possessions to live. My mother is permanently disabled and thus jobless and my father hasn't seen me in over 6 yrs, lives 500 miles away, and doesn't care to. All of my grandparents are dead, I don't have any kids, and I'm not married...so, I really see a way that I can survive. I really wanna die, but I'm hopin' some kind soul can help me first. I can break down all the bills I owe further if need be. Please help me to be the girl in that picture; the girl I am inside. I used to care about my appearance. Now I care only about where my next $2.00 for some oddles n' noodles is coming from. If you believe in God or a god, then know that if you help me he will see and in turn you will be helped in your time of need. Please pay it forward! I could write a book on every insane detail, but time is of the esscense for most so if you want to know anything else please feel free to ask me.

Thank you for your time,

                       April